Two Waterloo women have been arrested and charged with Lottery Fraud, according to the Waterloo Cedar Falls Courier. 48 year old Tammie Jo Kisner bought a Bonus Crossword scratch ticket at the Kwik Star on West Ninth Street on June 30th. The next day she scanned the ticket to confirm she had won $3,000. The issue for her was that she owed the state money, mostly fines and surcharges from prior charges, and these winnings would be used to offset that debt. She, then, allegedly offered a store employee, Tamera McClarin, $200 to cash the ticket. McClarin told police the ticket was a gift from Kisner.